Life is full of surprises. Medical problems, car accidents, emergency home repairs – these are all situations when you may need to file a claim with your insurance company. However, insurance companies do not work on your behalf and want to pay out as little compensation as possible, thus maximizing their own profits. When disaster strikes, hiring a public adjuster might be one of the smartest moves you could ever make as a policyholder.
What Can A Public Adjuster Do For Me?
Public adjusters work for and represent insurance policyholders, not insurance companies. They are licensed professionals who act on behalf of individuals and businesses and help them file and manage the claim in exchange for a fee. An insurance company provides you with an adjuster at no charge, while a public adjuster is an independent specialist that charges between 5% and 15% of the final settlement. Note that a public adjuster’s job is to thoroughly analyze your insurance policy and clearly explain to the client what it covers. His or her main responsibility is to help the policyholder receive appropriate financial compensation for experienced losses and punitive damages.
When Should I Hire A Public Adjuster?
When you face a devastating occurrence, you will most likely deal with an assigned insurance adjuster from your insurance company who will assess the damage and make an estimate of destruction and repair costs. However, if you feel that your insurance company is not communicating with you well, you might want to seek a second opinion. This is when you may want to call a public adjuster to help you receive a better insurance settlement to cover your damages. Remember, a public adjuster works for you and he or she will provide quality services to ensure you receive the maximum amount of reimbursement for not only the easy-to-see damage, but the hidden losses as well.
To make sure you’re awarded the right amount for the damages according to your insurance policy, hire a public adjuster to represent you. Whatever policy you have, it’s good to have an option of a public insurance adjuster to assess the level of claim.
Call Insurance Claims Adjusters and hire a professional public adjuster in Chicago to help you maximize your property insurance claim settlement.